Sale and Leaseback

The lessee (customer) sells its equipment to the lessor (JIC Leasing) at fair market value, and leases back the equipment from the lessor through a finance lease. During the lease term, the lessor retains ownership of the leased asset, while the lessee enjoys the right to use the asset and bears all associated risks and rewards. Lease terms generally range from 3 to 5 years.

Leased assets mainly consist of the lessee's existing instruments, equipment and vehicles.

1. Monetizes existing equipment assets and accelerates capital turnover.

2. Fast and convenient access to medium- and long-term financing.

3. Financing ratios are generally higher than those of mortgage loans.

4. Flexible lease terms and rental payment structures.

5. Accelerated depreciation.

6. Preserves the lessee's right to use the equipment and eventual ownership of the assets.